Define insurance underwriting appetite

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Define insurance underwriting appetite

This Privacy Policy applies to personal information collected by us and explains how we define insurance underwriting appetite, use, disclose and handle it as well as your rights to access and correct your personal information and make a complaint for any breach of the APPs.

What is Personal Information? The Privacy Act defines personal information to mean: The kinds of personal information we collect and hold vary depending on the services we are providing, but generally can include: The type of sensitive information we may collect generally includes: How do we collect and hold personal information?

We only collect personal information by lawful and fair means and where it is reasonably necessary for, or directly related to, one or more of our functions or activities. Unless it is unreasonable or impracticable for us to do so, or as provided otherwise under this Privacy Policy, we will collect your information directly from you or your agents.

If we collect details about you from someone else, we will, take reasonable steps to make you aware of the collection in accordance with the APPs.

define insurance underwriting appetite

We may obtain personal information indirectly and who it is from can depend on the circumstances. We will usually obtain it from another insured if they arrange a policy which also covers you, related bodies corporate, referrals, your previous insurers or insurance intermediaries, witnesses in relation to claims, health care workers, publicly available sources, premium funders and persons who we enter into business alliances with.

We attempt to limit the collection and use of sensitive information from you unless we are required to do so in order to carry out the services provided to you. However, we do not collect sensitive information without your consent. We hold the personal information we collect within our own data storage devices or with a third party provider of data storage.

We discuss the security of your personal information below. The purposes for which we collect, hold, use and disclose your personal information We collect, hold, use and disclose your personal information where it is reasonably necessary for, or directly related to, one or more of our functions or activities.

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These will usually include our insurance broking services, insurance intermediary services, funding services, claims management services and risk management and other consulting services and to meet any obligations we have at law e.

We also use it for direct marketing purposes explained in more detail below. For example, we usually need to collect, hold, use and disclose personal information where: We will only use your personal information for the primary purposes for which it was collected or as consented to.

We usually disclose personal information to third parties who assist us or are involved in the provision of our services and your personal information is disclosed to them only in connection with the services we provide to you or with your consent.

We may also disclose it for direct marketing purposes explained in more detail below. The third parties can include our related companies, our agents or contractors, insurers, their agents and others they rely on to provide their services and products e.

These parties are prohibited from using your personal information except for the specific purpose for which we supply it to them and we take such steps as are reasonable to ensure that they are aware of the provisions of this Privacy Policy in relation to your personal information.

We also use personal information to develop, identify and offer products and services that may interest you, conduct market or customer satisfaction research. From time to time we may seek to develop arrangements with other organisations that may be of benefit to you in relation to promotion, administration and use of our respective products and services.

We're focused on writing business for our retail agents. For all other inquiries, please contact:

See direct marketing explained in more detail further below.Berkshire Hathaway GUARD Insurance management team includes Sy Foguel, Eitan Ajchenbaum, Carl Witkowski, Allan Kerin, Marshall Kornblatt, Lyle Hitt, Dan Brennan.

Credit risk insurance is rapidly becoming a preferred financial tool for companies facing a wide range of problems and opportunities. In this article, we’ll explore how credit risk insurance can be of value in your business and outline the best approach to shopping for this unique and highly valuable coverage.

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define insurance underwriting appetite

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